Defending Businesses When An Insurer Will Not

Insurance companies have an obligation to act in good faith and fair dealing with their policyholders. This typically includes the duty to provide a robust defense of an insured which has become a defendant in a lawsuit.

When an insurance company improperly fails to defend its insured in court, this may constitute bad faith, leaving the policyholder with little recourse other than to pursue litigation against the insurance company.

At Cadden & Fuller LLP, our team is deeply experienced in the full range of litigation matters, including all commercial litigation and insurance disputes. We are known for successfully representing commercial policyholders when insurers fail to provide a defense.

Types Of Coverage Where Insurance Companies May Refuse Defense

When a business is alleged to have caused physical harm to an individual, the injured party may file litigation alleging that the business was negligent.

To protect against this type of risk, businesses typically purchase commercial general liability and/or directors and officers insurance - which policies outline when the insurer has the right and duty to defend the insured. Unfortunately there are times when an insurance company will refuse to defend a policyholder for a covered risk. When that happens, Cadden & Fuller LLP can help.

Our lawyers have worked extensively on a wide range of failure-to-defend cases, including those involving:

  • Negligence
  • Breach of fiduciary duty
  • Business fraud
  • Defamation
  • Premises liability
  • Products liability

Talk To An Experienced Litigator Today

Our Southern California attorneys have presented cases in state and federal jurisdictions throughout the state. Our history of success over the past 25 years, coupled with our focus on providing cost-effective legal services, has established our firm as a trusted resource in complex litigation matters.

If litigation is necessary after an insurance company has refused to defend you, call Cadden & Fuller LLP in Irvine at 949-416-0245. You can also reach us through our online contact form.